The recent mess caused by the government shutdown has caused me to revisit a concept that I have reflected on in the past.

It is the idea that a part of every healthy household should be a business it is building. But the question is what business?

Of course, there are a lot of activities you could engage in to build a business from home, but, for me anyway, I think the best business to build is one that is already built for you and all you do is work that business as an independent contractor.

In today’s world, the middle class is getting destroyed by less buying power for the dollar, rising cost of education for children, a confusing health care system, taxes, and the rising costs of purchasing and owning a home. Never mind the cost of paying for elderly care and being able to enjoy life on your own terms.

The good news is, America loves entrepreneurs. People who build businesses are the darlings of the famous “American Way of Life.” Entrepreneurs create jobs in many different ways, and the more successful entrepreneurs there are, the better the job market and the stronger the economy is.

BUT! If there is one thing that Americans are poorly educated in it is how to build a business and all of the confusing things you have to do to build one.

That is why it is a great idea to get involved with a group that is dedicated to building home businesses in the most lucrative, ethical, and educational way. You want to do it right and you don’t want it to be complicated.

I believe that a large part missing from a truly lucrative financial plan is for everyone to have their own business because financial planning becomes a lot more productive when you have what I like to call “fresh money” coming into your bank accounts. “Fresh Money” of course is new money that is income from whatever source, increasing the distance between the income and the expense columns of your ledger.

One major consideration in picking a business to start from home, or anywhere, is the cost of it. There is no reward given in heaven for risking a lot of money getting a business started. That is why the affiliate marketing realm is such a great business to get started with because you don’t have to spend a lot of money, actually, you never have to spend a lot of money doing affiliate marketing.

But, in order to make a lot of money in affiliate marketing you do have to create a lot of sales of the products you choose to promote.